If adults wrote letters to Santa, mine this year would be very simple.
Please bring me fair, honest health insurance.
Every December I sit with two sets of worries. One is about my clients and the people on my waitlist who are trying to figure out how to use their benefits for therapy or psychological evaluation. The other is about my own family’s coverage, the renewal notices, and the increasing cost of staying insured.
I hold both roles at once. I am a licensed psychologist who provides therapy and comprehensive evaluations. I am also a person on the marketplace trying to keep up with rising premiums, deductibles, audits, and rules that seem to change every year.
On the surface this looks like a problem of billing codes and policy language. Underneath it is about something more fundamental. Who gets to decide what careful psychological work is worth. Who defines what is medically necessary. And why the organizations that are supposed to advocate for our profession so often adjust to insurance company rules instead of challenging them when those rules conflict with clinical standards and basic fairness.
To read more click here:
https://substack.com/home/post/p-180324813
